SBSL Underwriter ("Small Business Specialty Lending" / SBA or USDA)
Assists Business Development Officers in analysis of loan/financial information for government guaranteed loans, completion of loan packages, and presentation of loans for approval and/or committee presentation.
LOCATION / REMOTE
Remote
SALARY RANGE
QUALIFICATIONS
2-5 years of underwriting experience; SBA is highly preferred; remote experience is preferred
RESPONSiBILITIES
- Underwrite commercial credit via key issue identification, working capital assessment, and ratio interpretation by utilizing corporate and personal financial statements and tax returns.
- Complete spreads using software programs/tools in a timely and accurate manner.
- Completion of loan approval package to include interpretation of personal and corporate financial spreads, financial analysis, collateral analysis, loan memorandum, summary of terms and conditions, debt sheet, and other appropriate information.
- Actively participate in gathering financial and other information to complete loan packages.
- Assist in the review and development of loan structure for SBA and USDA loans.
- Review and adhere to government guaranteed lending SOPs for meeting program eligibility.
- Other duties as assigned.
company
Colony Bank
about the company
Colony Bank is a GA-based bank with offices in Alabama and Florida as well; Colony was founded in 1975; The Bank is traded on the NYSE and has 37 banking centers and offices.